If your bills are bigger than your paycheck... Get Started

  1. Download our worksheet.
  2. Complete the worksheet.
    You MUST bring the most recent statements/bills and proof of income, such as recent paystubs, etc., with you to your appointment.  These documents are required.
  3. Call us to schedule an appointment. 541-479-6002
    Our office hours are 9:00 to 2:30 M-F. After hours appointments are available to fit your schedule.

Don't get discouraged and feel like there's no hope for you. Completing the forms will be a valuable learning experience. We look forward to meeting with you soon.

A $20.00 counseling fee is charged, which will be applied to the $25.00 setup fee for a debt management program if applicable and a monthly service fee not to exceed $65.00 in compliance with state regulations.